Pouring Money Down The Drain?

Don't Understand How Mortgages REALLY Work?

Are you managing your debts or are your debts managing you? 

Save thousands in interest payments.

It's math. Not magic. Let us show you how.

Believe The Evidence.

Hey thanks for visiting our website. I hope you find it valuable.

Before I go any further, I want to address the pink elephant in the room. I get that paying off your home in 7-10 years might sound hard to believe. Even 15 years might sound like I am selling you a load of you know what...

But I'm not asking you to believe anything just yet - until you see the evidence for yourself. All I ask is that you refrain from disbelieving while I show you my proof.

The rewards can be enormous because not having a mortgage...your biggest debt, can open so many doors for you and your family.


If we’re meeting exactly 3 years from today, what has to happen, both personally and professionally, for you to feel happy with your progress between now and then?

mortgage truths

Home Equity Line Of Credit.

A HELOC is a different type of home loan that allows you to use 100% of your income to pay off the principle of your home much quicker...on average, in 7-10 years. It's what the wealthy have been using for years.

So why haven't you ever heard of a home equity line of credit?

Because Banks and Mortgage Brokers don't make as much money from home equity line of credits. Banks are in the business of making money...so if there is a more profitable product to sell, such as a mortgage, they will sell it.

A Home Equity Line of Credit (HELOC) can help you to achieve your goal.

Metaphor often used by best selling author Doug Andrew, he illustrates the principle that equity has no rate of return, showing the true value of your home or other property (5 minute video)


Any mortgage broker can find you a low interest rate. Mike takes it one step further and offers real value to the borrower. Similar to an investment adviser, he evaluates your financial situation and finds the best mortgage package for your individual needs.” Thanks, David Lewis

"With the help and advice from Mike and Joe I have been able to make my mortgage interest tax deductible, build additional wealth for my family and retirement. What is really great about the strategy is that it did not cost me any additional monthly cashflow to do it. My job was to simply keep making my monthly mortgage payments." Don Coughlin

I started doing business with Mike at the very start of my investing career. He was willing to look at various options
for me despite being a total newcomer. Now as a full time investor, I keep working with him as he continues to be on top of rule changes, understands the best lender for each deal and has a multitude of contacts that pull through in times of quick deals. Overall what i seek is someone that
takes the time to listen and teach what he knows. I am loyal to Mike and he is part of my team. I look forward to do business with him in the very long term." Ian Synnott HOMEWARD BOUND

Contact Us To Get Started.

902.877.1248 • info@replaceyourmortgage.ca

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